Investment Advisers Need to Inform Their Clients About Social Security

In an interview with WJS, David Giertz, the President of Nationwide Financial’s sales and distribution, expressed his concern over the number of investment advisers who are not counseling their clients on the best way to invest in their own retirement.

David Giertz states that it is impossible for investors to understand the ins and outs of investing in their own retirement. This is because the number of rules and regulations, as well as who they pertain to, can be impossible for the average person to navigate.

He also expresses concerns about investment advisors allowing their clients to trigger social security too early, which could result in the loss of more than $300,000 in a 25-year time span, which is a tragic loss on Ensuring that clients are financially sound, and make financially sound investments is part of the investment adviser job title.

Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL

Who is David Giertz
David Giertz is a Senior Investment Adviser for Nationwide Financial Distribution and Sales at Nation Wide Life Insurance Company. He is also the Senior Vice President for the company on Instagram. Giertz is an accomplished investor who has made a name for himself since 2014. His career really skyrocketed in 2013 when he became the Senior Vice President for Nationwide Financial Distribution.

Giertz’s Linkedin Profile offers great insight into his career, and the success that he has reached. He has more than 30 years of experience in the financial sector, and is extremely adept in financial sales and distribution. His career accomplishments show how successful he has been in helping clients develop their social security investments and retirement plan.

Find more details about David Giertz:

Samuel Strauch: Heading A Successful Real Estate Company in Miami

Samuel Strauch serves as the Principal at Matrix Real Estate and has been in the business for an extremely extended period of time. With his exceptional leadership skills and eye for a good business, Samuel Strauch has been able to take Metrik Real Estate forward as a company worthy of praise. Matrix Real Estate has grown since its humble beginnings and has now become an extremely well-known company in the field of real estate. Being in the field of real estate for as long as he has, Samuel Strauch has picked up a few things along the way which have helped him efficiently lead the company. Samuel Strauch particularly conducts his operations in and around Miami and has been part of numerous projects which have begun construction under his business name. He has handled projects in areas like Sunny Isles Beach and Hollywood in Miami and has been a huge success in selling properties there to numerous high profile clients.

Real estate is Miami is a fast growing sector with multiple people looking to invest in the field because of the large scope it provides. Miami is soon becoming the go-to place when it comes to investing into properties because of the numerous luxuries the city offers. People want to invest in properties which are of an extremely high value in a good surrounding area, making this the prime investment location for people like Samuel Strauch.

Samuel Strauch started out in the world of real estate with his smaller company Affinity Realty, which he then renamed to Metrik Real Estate. Samuel is an alumnus of the prestigious Harvard University, with a degree in business administration. Samuel Strauch is ranked as one of the top real estate agents in the Miami area and has received tremendous recognition from numerous agencies through the span of his career.

Read Samuel Strauch’s interview on Ideamensch for more information.


Lori Senecal’s Career Journey.

Lori Senecal is the current CEO of the CP+B, which is a very famous advertising agency. She is trusted in overseeing the expansion and global growth of the firm, management of the nine international offices of the company, and management of the agency’s growth internationally. She joined the agency in the year 2015. She became of great help to the firm, and has made a great impact on sectors like CP+B’s culture and also in the business community. Her great efforts have made the agency to be global and modern. The company has become very inventive, collaborative, and agile. The agency’s growth and development across the geographies ( and disciplines is due to Lori’s leadership and also her great focus in talents. In 2015 in a report by, she joined a list of highest paid executives by taking home $1,883,628 as total compensation. $1,000,000 was the annual salary, $750,000 was the bonus, and $133,628 was recorded as other forms of payment. Lori’s leadership has also led to the recognition of the CP+B to be among the “creativity innovators of the year, “and she was also chosen by Ad Week to be among the four executives to watch in 2016.

Lori has also worked as the president and CEO of the MDC Partner Network where she was made responsible of MDC unique model deepening, working with the partner agencies of MDC to increase growth rate and cross –collaboration.

Lori also served as a CEO and global chairman of kbs+. Under her leadership, kbs+ made a lot of achievements like moving from a domestic agency of 250 persons to a 900 people across the world. This led to the organization to be recognized by Crain’s as one of the best working places in NYC and was also made to be in the standout agencies list for three consecutive years.

Lori Senecal went ahead with her career journey and this time she was made the president of the flagship New York in the office of McCann Erickson, and previously as a McCann World group innovative officer.

In 2013, Lori was given the Quantum Leap Award at the AWNY game changer awards for innovation and leadership. Lori was also named one of the advertising age’s women to watch in 2014. Lori is a lady who believes that women also should have a chance to dominate the world ruled by men. She is always committed to excellence, and no barrier or challenge can make her stop chasing after her goals. Lori has participated in many philanthropic events and states that each individual has a role to play in making the community a better place.

Squaw Valley Responds To And Fixes Any Water Concerns

On November 30, 2016, Squaw Valley Ski Holdings issued a statement concerning water quality on the upper mountain. Squaw Valley operates a well-known ski facility, and takes water quality very seriously. This statement was made to state the facts, and to assure the public that all visitors to the resort will not be in any danger from unsafe water.


The problem that led to this statement was not created by Squaw Valley. They had installed new water systems in the summer of 2016. Heavier than normal rains occurred during the following October, and the water produced by those rains infiltrated the water system. As a result, water that had not treated entered the water supply in parts of the Squaw Valley resort.


Once Squaw Valley became aware of the problem, they reported it to the proper authorities so the water could be tested. Steps were then taken to purify the water. While those steps were ongoing, the water could not be used for drinking. Bottle water was provided to patrons at the upper mountain location.


No public health issues were reported. No one got sick from this problem. Squaw Valley took all the correct steps to report and fix a problem they did not create. The resort remained open at all locations including the upper mountain, and there was no risk to the public or anyone visiting the ski resort.


Squaw Valley considers the safety of its guests to be their number one concern. They have done everything necessary to correct the water problem. There is no danger to anyone thinking about visiting the resort, and Squaw Valley will issue updates as to the status of the ongoing efforts to fix the water problem. Even though this is a problem not created by Squaw Valley, they will do everything in their power to fix the problem.


Squaw Valley is committed to provided a world class ski experience for its guests, and the water issue will in no way interfere with that goal. Everyone can feel safe and secure in knowing that when they come to Squaw Valley they do not need to worry one minute about water quality.

Betsy Devos; Changing The Educational Landscape

Betsy DeVos, the 11th and current Secretary of Education of the United States is all set to renew the state’s involvement and interest in the development of education for America.

She has been actively involved in the movement for the right to one’s choice and school preferences, having been an advocate of school voucher programs, school choice and charter schools as well as her help with the Reformed Christian Community.

Betsy Devos rose to the title of Republican National Committeewoman of Michigan from the years 1992-1997, during which time she also held the position of chairwoman for the Michigan Republican Party between 1996 to 2000, and even ended up being re-elected for the same in the year 2003.

Devos has been a long and faithful advocate for the Detroit charter school system and became a board member for the Foundation for Excellence in Education.

It’s hardly surprising that she be the pick for Secretary of Education considering that she’s also been board chairwoman for Alliance for School Choice and Action Institute, heading all matter children related.

DeVos, raised and born in Holland, is no stranger to leadership, having been exposed to her father, Edgar Prince’s vast empire at a young age.

The vast wealth that she has been pivotal in creating and maintaining over the years has not blinded her loyalties to her faith and alma mater, having made significant donations to Calvin College, the Christian Reformed school run in Michigan, which she attended after the Holland Christian High School.

Her deep concern for the future of education is apparent in her massive philanthropy and activism of the same; it’s about time America embraced the unique insights a businesswoman has to offer to the world of learning.

DeVos has many a time mentioned her passionate vision for every family in the United States to have a broad choice of education. This includes the privatization of education, diversion of public funds to religious and private schools and the installation of voucher programs for schools. She also mentioned the need for digital learning and homeschooling as accessible options under her movement titled ‘educational choice’. Read more news on CNN.


The failure of securing voucher legislation in the year 2000 in Michigan did not deter this resilient couple team, who went on to tackle the issue at a grassroots level, an alternative that many in her position would consider beneath themselves. The couple then went ahead putting together a large number of non-profit organizations and fundraisers, pushing their agenda at the local level in a practical and endearing way, winning the hearts of American households. Follow Betsy on Twitter.

What Can Be Derived From The Success Of Fabletics?

Kate Hudson’s online workout fashion shop Fabletics has created a sensation in a short span of time. Though the firm established in 2013, every year it saw a growth rate of 35 percent or more. Also, every month there are thousands of additional customers are joining the website. The website has got a capitalization of $250 million within three years. It is found that the firm is giving increased customer engagement through its platform. The industrial experts confirm that the products have an appealing fashion sense and great value while considering with other products available in the market. What makes Fabletics so special? What strategy made it very popular?


High Quality, High value, and Stylish


The products are mostly high quality with a style that can attract everyone. Interestingly, the customized products are designed to taste one’s fashion priorities. The products which are designed for workouts are actually body fit and give a great comfort while wearing it. It has a wide range of products for skinny people, average body type or obese. When it comes to quality, the products are soft and expands and contract according to the body type of the person. Most of the outfits are with solid colors with stylish cut-outs. Also, the outfits are not getting faded even while using for long-term. In terms of value, all the outfits are almost 30 to 40 percent less price comparing with similar quality and stylish products available in the market. For example, the leggings offered by Fabletics is priced around $50 whereas similar quality products from Lululemon or Beyond Yoga would charge $80+.


Reverse Showrooming


A new concept of showrooming which includes online store as well as offline stores in major cities. Fabletics use this strategy due to many people are finding comfort in checking the product physically and then ordering it from online at the lowest price. Fabletics provide an option to check the products in its offline stores and search it on the internet to find similar products with the lowest price, which will obviously lead to Fabletics online store with more variety of products than listed in the physical showroom. This helps Fabletics to ensure 100 percent customer satisfaction and a great engagement with them.


VIP Membership Plan


In order to make people getting according to their fashion priorities and to get products at discounted rates, a subscription plan has been started by the online retailer. The VIP Membership plan charges $49.95 per month, and it would come as a credit for the customer, and he can make use of it for purchasing the outfits along with free goodies. Also, the VIP members get the products at discounted rates up to 50%. The amount is automatically charges from the customer every month, but if she wanted to skip a month, she has the option to be not paid for that month. As soon as signing up for the VIP Membership, a questionnaire regarding the choices of products needs to be filled. This helps the retailer in providing customized products for each customer according to her preference.




With excellent products, brilliant business strategy, and increased engagement with the customers through a membership plan, Fabletics is creating a storm in the fashion industry. Recently, it started selling outfits for men as well, as it is looking to expand its customer base.

Tammy Mazzocco Understands this Changing Market

Ohio had it’s best year since 2005 in the housing market despite the low supply. Across the state, home sales were up 7.5% from 2015, and in northeastern Ohio that number was actually 8%. Even December sales were up 2.8% despite the traditional end of year slow down. Nationally, the median home price was $232,200, ($159,531 in Ohio), a 4% increase from 2015 (a 4.8% rise in Ohio). Lawrence Yun, Chief Economist for the Trade Association, credited the rise in job for this change in the market.

According to, all of this good news is tempered by the fact that the market is experiencing a very low supply, making the houses on sale a hot commodity. Currently the market has a 3.6 month supply, tipping the scales in favor of sellers and letting availability determine prices. And with mortgage rates remaining at a low 4.09% prospective buyers are snapping up listings quickly. With this quickly changing market, prospective buyers need a knowledgeable and experienced realtor to help them find the home of their dreams.

Tammy Mazzocco started her career in real estate in 1995 while working for The Edwards Realty Company. From there she moved into property management with Scotland Yard Condominiums where she worked for 7 years. And then in 1998, Tammy Mazzocco became a licensed personal assistant for a Re/Max producer in the Columbus area.